One of the major shocks threatening Zambia’s agricultural sector is climate change and variability, with the smallholder subsector being more vulnerable owing to its heavy dependence on rain -fed production systems. Climatic shocks such as droughts and floods affect both crop and livestock productivity and production, with ripple effects on national food security. Indirectly, these […]
Access to credit remains critical to Small and Medium Enterprise’s (SMEs) growth and private sector employment creation. Accessing finances promotes the business’s establishment and development, covers day-to-day expenses, and is critical in recruiting additional staff. Ultimately, the growth of SMEs benefits the economy in general by accelerating economic growth and intensifying competition. However, access to […]